VISA Gold Disclosure 
To help you understand the terms and conditions of our Visa Gold,
you should read this page before you continue on to the next step in the
application. View print
friendly version or if you have questions, please
ask us.
Current rates for , (effective since
1/11/2009)
| Annual Percentage Rate: |
6.25%
|
| Daily Periodic Rate: |
0.017123%
|
| Variable Rate Information: |
APR may vary each quarter, and is determined by adding a margin of 3.00 percentage points to the Prime Rate published in the Wall Street Journal 15 days before the end of the prior quarter. |
| Annual Fee: |
None |
| Grace Period for Purchases: |
You have an average of 25 days to repay your balance for purchases before being charged a finance charge. |
| Minimum Finance Charge: |
None |
| Method of Computing the Balance for Purchases: |
Daily balance is computed by adding the current day's purchases to and subtracting the current day's credits from the previous daily balance. |
| Late Charge: |
$25 per payment not made within 10 days of the due date |
| Over Limit Charge: |
$25.00 |