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Certificates of Deposit (CDs)
Brief overview of CD accounts:
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| CD Type |
Term Lengths |
Min. to open |
APY* range |
About this type of CD |
| Traditional CDs |
3 months to 60 months |
$500 |
0.70%
to
3.05%
|
Our traditional certificates offer more term and rate choices than you'll find at
most institutions. Terms range from 90 days to 6 years. |
| Bump-up CDs |
25 months to 61 months |
$500 |
1.60%
to
2.65%
|
This certificate is a good choice if you're concerned that future rates will climb
ahead of current rates. With this CD, if rates go up later, just say "bump it up" any
time before it matures, and we'll raise your APY to our prevailing rate. |
| Variable Rate Add-On CDs |
24 months |
$500 |
2.05%
|
Like a savings account, this CD allows you to "Add-On" (make additional deposits
of any amount) at any time. And to help your rate keep up with prevailing
competitive rates, we adjust the rate on a quarterly basis. |
| IRA CDs |
3 months to 60 months |
$500 |
0.85%
to
3.20%
|
Our Traditional, Bump-up, and Variable-Rate Add-On CDs come in
IRA types, too. IRA CDs offer you the guaranteed dividends of a CD, plus the tax
advantages of an IRA. When your IRA Certificate matures, you can transfer it into
another IRA or let it continue to renew. |
*APY is Annual Percentage Yield.
View our Truth in Savings disclosures
and list of Fees and Charges
for important information. Speak to a tax advisor for information about the tax benefits of
IRAs. Your deposits are federally insured to $250,000 by the NCUA.
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