IRA Certificates of Deposit (CDs)
IRA CDs give you the guaranteed dividends of a CD, plus the tax
advantages of an IRA. When your IRA Certificate
matures, you can transfer it into another IRA or let it continue to renew.
Questions? Contact us
and ask for more information about IRA CDs.
Current rates for
 |
"Bump Rate" IRA CDs
| Term |
Rate |
APY* |
|
25 Month IRA Bump
|
1.736%
|
1.75%
|
|
37 Month IRA Bump
|
2.129%
|
2.15%
|
|
49 Month IRA Bump
|
2.521%
|
2.55%
|
|
61 Month IRA Bump
|
2.765%
|
2.80%
|
TAKE ACTION: Learn about IRAs |
Open new IRA |
Contribute |
Withdraw
These CDs let you demand a raise. If
rates go up after you open your CD, just say "bump it up," and we'll raise your APY to
our prevailing rate. ("Bump-up" available only once.) See Truth in Savings for Details.
|
 |
|
Variable Rate Add-On IRA CDs
| Term |
Rate |
APY* |
|
2 Year IRA Variable Add-On
|
2.178%
|
2.20%
|
TAKE ACTION: Learn about IRAs |
Open new IRA |
Contribute |
Withdraw
With this CD you can make additional deposits at any time during it's 24 month term.
The rate is adjusted on a quarterly basis so that your account will keep up with
prevailing competitive rates on CDs that have the same term.
See Truth in Savings for Details.
|
|
|
IRA "Traditional" CDs
| Term |
Rate |
APY* |
| 3 Month IRA CD |
0.848%
to
1.046%
|
0.85%
to
1.05%
|
| 6 Month IRA CD |
1.342%
to
1.540%
|
1.35%
to
1.55%
|
| 12 Month IRA CD |
1.588%
to
1.785%
|
1.60%
to
1.80%
|
| 24 Month IRA CD |
1.933%
to
2.129%
|
1.95%
to
2.15%
|
| 36 Month IRA CD |
2.325%
to
2.521%
|
2.35%
to
2.55%
|
| 48 Month IRA CD |
2.716%
to
2.911%
|
2.75%
to
2.95%
|
| 60 Month IRA CD |
2.960%
to
3.154%
|
3.00%
to
3.20%
|
TAKE ACTION: Learn about IRAs |
Open new IRA |
Contribute |
Withdraw
These are our most
"traditional" CD Type. With this CD, you can pick the term and the amount of deposit
($500 or more) to design a CD that's just right for your plans.
See Truth in Savings
for Details.
|
|
*APY is Annual Percentage Yield. View a list
of Fees
and Charges for more details about these products. Your deposits are federally
insured to $250,000 by the NCUA, an insurance which is equal to that offered by banks.