Debt consolidation options
We don't offer a loan that's specifically designed for "debt consolidation,"
but a variety of our loan programs are great solutions for refinancing existing debts.
For help finding the right solution for you, it's best to talk one-on-one about
your situation; however, here are some ideas:
A second mortgage loan is an option
you might choose for refinancing your primary home loan.
After all, mortgage loans usually offer the lowest possible rate, plus tax advantages.
One of our home equity loans
might be an solution for you. We offer a variety of home equity loans that offer low,
fixed or variable rates which may come with tax advantages.
You might qualify for one of our
VISA credit cards, which could
allow you to completely refinance or to pay down higher-rate debts you have
elsewhere. Our VISA cards have the extraordinary advantage of charging no fee
or rate increase if you get a cash advance for paying off other debts.
We've also allowed people with limited credit opportunities to use vehicle equity value to
secure a loan. This helps them pay off other debts while getting a loan with a much more
affordable rate.
Please feel welcome to visit a branch,
call us at 1-800-452-9515 or send us a note
online for help exploring your options. We want to help you
build a sound and successful financial future.
Please note that all loans are subject to
approval. Terms and conditions may vary depending on your employment status, credit
history, the type of collateral used and your ability to repay the loan. The Annual
Percentage Rate (APR) on our loan products are subject to change.