Whether you’re in the market for a new or used vehicle, we’ve got auto loans that’ll get you behind the wheel quicker. Plus, you don’t have to make any payment for 90 days!*
Shopping for a new or used vehicle in today’s market requires flexibility. You need to be able to move fast when you find a car or truck you want.
Get preapproved quickly for a NWCU auto loan! You can even apply online. You deserve to get behind the wheel of a vehicle that catches your eye – and gets you where you want to be in life.
Not a fan of your current auto loan? Refinance with us to get a better rate.
Here are other reasons to consider an auto loan with NWCU:
- Low, flexible rates
- Quick preapproval
- No payments for 90 days*
- Refinancing on current loans
- Loans for dealership and private auto sales
| New Auto | Used Auto |
|---|---|
| APR* as low as 5.89% | APR* as low as 6.59% |
Get preapproved today! Call us at (800) 452-9515, apply online, or visit your local branch.
Car Buying Resources
Calculate Your Monthly Payment
Curious as to what your monthly payment could be? Use our loan payment calculator to determine your estimated monthly payment. Together, we can help you get an auto loan that fits your needs and budget.
Calculate Your Monthly Payment
Financial Coaching
NWCU partners with BALANCE and MoneyEDU, two programs that offer members free access to credit report reviews, debt coaching, and more!
Note: BALANCE is not owned or operated by NWCU. BALANCE is a nonprofit certified by HUD to provide comprehensive housing counseling service and is accredited by the Council on Accreditation of Services for Families and Children, Inc. MoneyEdu is not owned or operated by NWCU. MoneyEdu is a service of Decision Partners.
Ways to Protect Your Vehicle
Guaranteed Asset Protection (GAP)
This option is a promise to protect your car loan in case you find yourself owing more than its worth in the event of a total loss. You have the first year of your loan to add GAP coverage. You can add GAP to your loan at any time. If you owe less than the vehicle’s worth, ask about our Depreciation Protection Waiver (DPW).
Mechanical Breakdown Protection (MBP)
This is an optional added vehicle protection plan that shields you from the cost that can occur with unexpected mechanical or electrical breakdowns. It includes 24/7 roadside assistance and a towing/rental car allowance. Plan now so you'll be covered later!
Northwest Protect (NWP)
This is an optional debt cancellation service that helps cover payments when the unforeseen life events come up. We never want you to worry about missing a payment for circumstances out of your control.
Depreciation Protection Waiver (DPW)
This is an optional debt cancellation service that covers the depreciation of your vehicle in the event of a total loss. You can add this coverage to your loan at any time. DPW is ideal if you have equity in your vehicle.
Questions?
Give us a call at (800) 452-9515 or visit your nearest branch to talk more about how NWCU can help you get a new or used car or refinance!
*APR = Annual Percentage Rate. APR is fixed. Valid for new and used personal vehicles only. Commercial, commercial use or fleet vehicles, branded, salvaged, or rebuilt titles are not eligible for this offer. All loans subject to approval. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of October 1, 2024. Lowest rate includes 0.50% discount for enrolling in auto-pay. Rates range from 6.64% -16.69% fixed APR. Your rate will be based on your credit history and may be higher. Estimated monthly payment example (based on a loan enrolled in auto pay to get 6.64% APR with a 60-month term) = $196.32 per $10,000. Rates and terms are subject to change without notice. Offer excludes all loans already financed at Northwest Community Credit Union. Interest accrues during initial 90 day no payment period. For details and additional rates, please contact NWCU at (800) 452-9515.