facebook icon twitter icon YouTube icon
 Routing Number: 323276524

Branches & ATMs

Search for NWCU branches
and ATMs as well as CO-OP
Shared Branches and ATMs

Do your banking at thousands of locations worldwide

We’re a member of the CO-OP Shared Branching and ATM Network. That means you have access to thousands of branches and surcharge-free ATMs available across the country and the world.

Find shared branches or locate free ATMs with the Co-Op Network.


Changes to Shared Branching Services 

As of March 22, 2017, Co-Op Financial Services has implemented rules for its shared branching partners to follow. Co-Op Financial Services has implemented these rules to fight ID theft and fraud.

What this means for members

+  NWCU members must know their member number and present a photo ID when banking at shared branching institutions

+  Cash withdrawals from shared branching institutions may be limited to $500 or less

+  Shared branching institutions may limit the number of withdrawals you can make within 48 hours


Overview of Available Services

ServiceShared branchShared ATMFee for members
DepositsYesYes, at some ATMsFor many of these services, there is no fee. Refer to your accounts’ Funds Availability Disclosure, cardholder agreement and list of fees and charges for details about branch and ATM transactions.
Cash personal checksYesYes, at some ATMs
Get balancesYesYes
Process loan payments and advancesYesNo
Cashier's ChecksYesNo

What are Shared Branches?

CU Swirl Logo

A "Shared Branch" is a credit union location that is part of a national network of "linked" or "shared" facilities, which are identified by a common "swirl" logo. Members of participating credit unions may conduct business at any of the "shared" facilities as though they were at their "home" credit union. You just need to show your ID and know your member and account numbers. Look for the “swirl” logo to identify if a branch you’re visiting is a shared branch.

Locate shared branches

What are Shared ATMs?

Co-op Logo

The CO-OP Network is the largest credit union-only ATM Network in the country and offers surcharge-free access to thousands of participating ATMs worldwide. Keep in mind that not all credit unions participate, so when planning a trip, be sure to locate the nearest CO-OP ATMs before you begin your travel. Look for the CO-OP logo to identify if an ATM you’re visiting belongs to the CO-OP Network.

In addition to Co-Op Network ATMs, most ATMs at 7-Eleven are also free for our members to use. This means you have access to thousands of convenient, surcharge free ATMs when you're a Northwest Community member.

Locate free ATMs