Certificates of Deposit (CDs)
Certificates of Deposit (also known as CDs,
Time Deposits, or Term Share Certificates) are
a great way to save money and earn interest,
and are great for long-term savings goals.
CDs often offer better interest rates than savings
accounts. How much your CD earns depends
on which type you choose, how much you deposit
and the length of the CD. We also offer IRA versions
of our CDs.
Compare Certificates of Deposit
|CD Type||Term Lengths||Min. to Open||APY* Range||About this type of CD|
Design a CD to fit your plans. You pick the term and the amount of deposit (starting with as little as $500).
|3 months to 60 months||$500||.15% to 1.75%||Our traditional CDs offer lots of rate and term choices, from 90 days to 5 years.|
Save to Win
When you participate in Save to Win, you'll be entered in monthly and quarterly prize drawings every time you deposit $25! Learn more about how to enter and see the full rules and disclosures.
|12 months||$25||.035%||The Save to Win account is a 12-month prize-linked add-on CD that allows you to make deposits any time you'd like.|
Bump it up. This certificate is a good choice if you're concerned that future rates will climb ahead of current rates. Bump CDs let you demand a raise if rates go up after you open a CD. Just say "bump it up," and we'll raise your APY to our prevailing rate.
|25 months to 61 months||$500||0.40% to 1.55%||If rates go up later, just say "bump it up" and we'll raise your APY to our prevailing rate.|
Variable Rate Add-On CDs
Add on any time. Like a savings account, this CD allows you to "Add-On" (make additional deposits of any amount) at any time during it's 24 month term. And to help your rate keep up with prevailing competitive rates, we adjust the rate on a quarterly basis.
|24 months||$500||0.80%||Allows you to "Add-On" at any time and is variable rate to help keep current.|
Youth Add-On CDs
A great saving opportunity for our youth members. Like a savings account, this CD allows youth to “Add On” (make additional deposits of any amount) at any time during the 12 month term. Plus, for youth, this CD is only $100 to open.
|12 months||$100||0.40%||Youth members (up to 18 years of age) can open this CD with as little as $100 and make an unlimited number of additional deposits during the length of the CD.|
A CD with the advantages of an IRA. Our Traditional, Bump-up, and Variable-Rate Add-On CDs come in IRA types, too. IRA CDs give you the guaranteed dividends of a CD, plus the tax advantages of an Individual Retirement Account (IRA). When your IRA CD matures, you can transfer it into another IRA or let it continue to renew.
|3 months to 60 months||$500||0.20% to 1.80%||Combines the guaranteed dividends of a CD with the tax advantages of an Individual Retirement Account.|