Individual Retirement Accounts
IRAs help you build a bigger nest egg and may offer great tax
deferment advantages.** We’ll help you explore options and design a
savings plan that helps you build and protect your nest egg for
retirement and other long term goals.
We’ve partnered with Ascensus to bring you Retirement Central. This
service provides the most up-to-date IRA information and an easy way
to manage your retirement account. If you’re thinking about opening a
retirement account, this is a great place to start.
Compare Individual Retirement Accounts
|Types of Account||Min. to Open||APY Range*||About this type of Account|
IRA Savings Accounts
A savings account with the advantages of an IRA. If you're looking for tax advantages, an IRA may be a good solution for you. (A tax consultant can help you explore your options.) There is a maximum amount that can be deposited in a given year, but these accounts typically offer better earnings than you'll find with other savings accounts. Our Individual Retirement Savings Accounts are available as Traditional and Roth IRAs. Learn more about our savings accounts.
|$250||Up to 0.20% APY||Like a regular savings account but with the advantages of an IRA.**|
IRA Money Market Accounts
The liquidity of a Money Market account with the advantages of an IRA. Unlike some “money markets” that you see advertised, our Money Market Accounts are insured to $250,000 by the National Credit Union Administration. With just $2,500 to start, you could get the great guaranteed earnings of our Money Market plus the added tax advantages of an Individual Retirement Account. (Check with a tax professional about the tax benefits that an IRA might provide for you.) Learn more about our Money Market accounts.
|$2,500||Up to 0.37% APY||Similar to our Super Investor's Money Market account, but with IRA advantages.**|
The great earnings of a CD with the advantages of an IRA. Our Traditional, Bump-up, and Variable-Rate Add-On CDs come in IRA types, too. IRA CDs give you the guaranteed dividends of a CD, plus the tax advantages of an Individual Retirement Account (check with a tax professional about the tax benefits that an IRA might provide for you). When your IRA CD matures, you can transfer it into another IRA or let it continue to renew. Learn more about our CDs.
|$500||Up to 1.80% APY||Combines the guaranteed dividends of a CD with the advantages of an IRA.**|