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 Routing Number: 323276524

Youth Banking at Northwest
Community

The seeds of good spending and saving habits are best
planted early.
That’s why we have designed a suite of financial
tools and services specifically for our youngest members. From
great ways to earn interest on savings to opportunities for
learning about responsible credit use, we can help parents
guide their children through childhood to a financially sound
future.

Here are ways that we can help.

Services for youth

ServiceAge rangeIntroduction
Youth Savings Accounts0-17 yearsFinancial security starts with savings. That’s why every member at Northwest Community has at least one savings account. Youth savings (for children under the age of 18) begins with a Youth Savings Account, which can be opened with a minimum deposit of just $1. Once a child has a Youth Savings Account, he or she can choose to participate in our special programs for youth.
Youth Certificates (CDs)0-17 yearsYouth members can open this CD with as little as $100 and make an unlimited number of additional deposits during the length of the CD.
Northwest First Youth Checking13-17 yearsThis checking account is designed to help young adults learn what they need to do to stay on top of a checking account. Northwest First Youth Checking has all of the functionality of our Northwest Freedom Checking (with a few additional limit restrictions which you can view here) and includes a Visa debit card that can be used anywhere Visa is accepted. In addition, there is also the option to order checks. Students must take a short online checking account tutorial and pass a quiz to qualify for Northwest First Youth Checking. All students ages 13-15 must also have a parent or guardian on their account.
Using Credit Wisely13-17 yearsHow to use credit responsibly and build a good credit history are important skills to teach teenagers, so that when they're ready to make a big purchase someday, they're prepared. Below are some ways the credit union can help parents teach their children about using credit.
Credit Matters tutorial and Quiz13-17 yearsWe partner with BALANCE, a financial education organization that helps bring financial education to credit union members of all ages. The BalanceTrack program offers an online Credit Matters tutorial and quiz that we encourage our members to take with their teenage children.